Financial Calculators
Inflation Calculator
See what an amount of money will cost in the future — or what it will be worth — after inflation over a chosen number of years.
Quick guide
Enter an amount, an annual inflation rate, and a number of years. The calculator shows what that amount will cost in the future and what today’s money will still be able to buy, because inflation compounds every year.
Read the full explanationHow It Works
Inflation compounds just like interest, but against you: each year prices rise on top of last year’s prices, steadily eroding what a fixed amount of money can buy.
Formula Used
Future cost = Amount × (1 + i)^t; purchasing power = Amount ÷ (1 + i)^t.
Example Calculation
At 3% inflation, a $1,000 basket of goods costs about $1,344 in 10 years — and $1,000 held in cash buys only about $744 of today’s goods.
Practical Use Cases
- Adjust long-term savings goals for rising prices.
- Understand why investment returns must beat inflation.
- Compare salary growth against cost of living.